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On top of that, this card offers some generous cash back rewards, which makes it a great card to continue to use after you’ve paid off your transferred balance, and it’s available to those with average to excellent credit (usually a score above 670).

In fact, this card has benefits usually reserved for those with great credit and it’s also one of our top-rated cards for those with excellent credit. Here’s our breakdown of this top-notch balance transfer credit card.

Poston, Reed College, Britney Kyle, University of Northern Colorado, and Laurie J.

Reitsema, University of Georgia Pottery and Pestilence: Funerary Jugs at the Ismenion Hill Cemetery Estelle Teske, University of Virginia, and Erika Chu, University of Virginia Scanning for Wear on Ancient Base Ring I Juglets: Methodology and Processing Helen Wong, Brandeis University Roman Amphorae of North Africa: Markers of a Mediterranean Economy Amanda Dobrov, University of California, Berkeley ORGANIZERS: Alexandra Carpino, Northern Arizona University, and Daniele F.

This means if you’ve earn 0 back in your first year as a card member, Discover will match that to give you 0 back!

When it’s time to redeem your rewards, you can redeem any amount at any time in a number of ways, including credit to your account, gift cards or e Certificates ( minimum redemption required), an electronic deposit into any account account your designate, charitable donations to select charities or a form of payment to select online retailers, like

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