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You can add money to the prepaid card and use it anywhere Visa or Master Card debit cards are accepted.
Money can be added to most prepaid cards in one of several ways: Prepaid cards are part of either the Visa or Master Card debit card network.
Time Magazine wrote about this phenomenon, which costs consumers billion a year in fees charged by check cashing stores, payday loan providers, and others.
Whatever the reason, the unbanked often turned to expensive check cashing stores to cash their weekly paychecks.
The key to finding the right prepaid credit card is to find one that charges no fees or very small fees.
All prepaid cards charge various fees, but some of them waive some or all of the fees if you sign up for direct deposit.
As a result, prepaid cards can be used anywhere that Visa debit or Master Card debit cards are accepted (which is just about everywhere).
You can also use prepaid cards at ATM machines to withdraw cash.